LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,519
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,748
−HK$1,249/mo
Today · 4.125%
HK$41,997
baseline
▲ 0.50% · 4.625%
HK$44,552
+HK$2,555/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$83,994/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,964
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,143
−HK$1,197/mo
Today · 4.125%
HK$46,340
baseline
▲ 0.50% · 4.625%
HK$48,782
+HK$2,442/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,680/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,423
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$48,898
−HK$1,498/mo
Today · 4.125%
HK$50,396
baseline
▲ 0.50% · 4.625%
HK$53,463
+HK$3,067/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,792/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,757
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,172
−HK$1,435/mo
Today · 4.125%
HK$55,607
baseline
▲ 0.50% · 4.625%
HK$58,539
+HK$2,932/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,214/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,326
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,047
−HK$1,749/mo
Today · 4.125%
HK$58,796
baseline
▲ 0.50% · 4.625%
HK$62,373
+HK$3,577/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,592/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,550
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,201
−HK$1,674/mo
Today · 4.125%
HK$64,875
baseline
▲ 0.50% · 4.625%
HK$68,295
+HK$3,420/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,750/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,134
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,347
−HK$2,248/mo
Today · 4.125%
HK$75,595
baseline
▲ 0.50% · 4.625%
HK$80,194
+HK$4,599/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,190/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,136
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$81,258
−HK$2,153/mo
Today · 4.125%
HK$83,411
baseline
▲ 0.50% · 4.625%
HK$87,808
+HK$4,397/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,822/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,908 · Scale 2, in force from 26 Feb 2026)