LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,519
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,748
−HK$1,249/mo
Today · 4.125%
HK$41,997
baseline
▲ 0.50% · 4.625%
HK$44,553
+HK$2,556/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$83,994/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,965
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,144
−HK$1,196/mo
Today · 4.125%
HK$46,340
baseline
▲ 0.50% · 4.625%
HK$48,782
+HK$2,442/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,680/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,423
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,898
−HK$1,499/mo
Today · 4.125%
HK$50,397
baseline
▲ 0.50% · 4.625%
HK$53,463
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,794/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,757
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,172
−HK$1,436/mo
Today · 4.125%
HK$55,608
baseline
▲ 0.50% · 4.625%
HK$58,539
+HK$2,931/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,216/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,327
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,048
−HK$1,748/mo
Today · 4.125%
HK$58,796
baseline
▲ 0.50% · 4.625%
HK$62,374
+HK$3,578/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,592/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,550
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,201
−HK$1,675/mo
Today · 4.125%
HK$64,876
baseline
▲ 0.50% · 4.625%
HK$68,295
+HK$3,419/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,752/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,134
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,347
−HK$2,248/mo
Today · 4.125%
HK$75,595
baseline
▲ 0.50% · 4.625%
HK$80,195
+HK$4,600/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,190/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,136
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,259
−HK$2,153/mo
Today · 4.125%
HK$83,412
baseline
▲ 0.50% · 4.625%
HK$87,808
+HK$4,396/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,824/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,912 · Scale 2, in force from 26 Feb 2026)