LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,521
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,750
−HK$1,249/mo
Today · 4.125%
HK$41,999
baseline
▲ 0.50% · 4.625%
HK$44,554
+HK$2,555/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$83,998/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,966
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,145
−HK$1,197/mo
Today · 4.125%
HK$46,342
baseline
▲ 0.50% · 4.625%
HK$48,784
+HK$2,442/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,684/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,425
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,900
−HK$1,499/mo
Today · 4.125%
HK$50,399
baseline
▲ 0.50% · 4.625%
HK$53,465
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,798/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,760
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,175
−HK$1,435/mo
Today · 4.125%
HK$55,610
baseline
▲ 0.50% · 4.625%
HK$58,541
+HK$2,931/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,220/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,329
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,050
−HK$1,749/mo
Today · 4.125%
HK$58,799
baseline
▲ 0.50% · 4.625%
HK$62,376
+HK$3,577/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,598/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,553
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,204
−HK$1,674/mo
Today · 4.125%
HK$64,878
baseline
▲ 0.50% · 4.625%
HK$68,298
+HK$3,420/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,756/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,137
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,350
−HK$2,248/mo
Today · 4.125%
HK$75,598
baseline
▲ 0.50% · 4.625%
HK$80,198
+HK$4,600/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,196/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,139
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,262
−HK$2,153/mo
Today · 4.125%
HK$83,415
baseline
▲ 0.50% · 4.625%
HK$87,812
+HK$4,397/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,830/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,938 · Scale 2, in force from 26 Feb 2026)