LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,521
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,751
−HK$1,249/mo
Today · 4.125%
HK$42,000
baseline
▲ 0.50% · 4.625%
HK$44,555
+HK$2,555/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,000/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,967
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,146
−HK$1,197/mo
Today · 4.125%
HK$46,343
baseline
▲ 0.50% · 4.625%
HK$48,785
+HK$2,442/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,686/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$649,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,426
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,901
−HK$1,499/mo
Today · 4.125%
HK$50,400
baseline
▲ 0.50% · 4.625%
HK$53,466
+HK$3,066/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,800/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,761
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$54,176
−HK$1,435/mo
Today · 4.125%
HK$55,611
baseline
▲ 0.50% · 4.625%
HK$58,543
+HK$2,932/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,222/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$649,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,330
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,051
−HK$1,749/mo
Today · 4.125%
HK$58,800
baseline
▲ 0.50% · 4.625%
HK$62,378
+HK$3,578/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,600/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,554
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,205
−HK$1,675/mo
Today · 4.125%
HK$64,880
baseline
▲ 0.50% · 4.625%
HK$68,300
+HK$3,420/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,760/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$649,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,139
−HK$4,461/mo
▼ 0.25% · 3.875%
HK$73,351
−HK$2,249/mo
Today · 4.125%
HK$75,600
baseline
▲ 0.50% · 4.625%
HK$80,200
+HK$4,600/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,200/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,141
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,264
−HK$2,153/mo
Today · 4.125%
HK$83,417
baseline
▲ 0.50% · 4.625%
HK$87,814
+HK$4,397/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,834/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$649,951 · Scale 2, in force from 26 Feb 2026)