LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,529
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$40,758
−HK$1,249/mo
Today · 4.125%
HK$42,007
baseline
▲ 0.50% · 4.625%
HK$44,563
+HK$2,556/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,014/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,975
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,155
−HK$1,196/mo
Today · 4.125%
HK$46,351
baseline
▲ 0.50% · 4.625%
HK$48,794
+HK$2,443/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,702/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,434
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,910
−HK$1,499/mo
Today · 4.125%
HK$50,409
baseline
▲ 0.50% · 4.625%
HK$53,476
+HK$3,067/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,818/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,770
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,185
−HK$1,436/mo
Today · 4.125%
HK$55,621
baseline
▲ 0.50% · 4.625%
HK$58,553
+HK$2,932/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,242/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,340
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,061
−HK$1,749/mo
Today · 4.125%
HK$58,810
baseline
▲ 0.50% · 4.625%
HK$62,389
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,620/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,565
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,216
−HK$1,675/mo
Today · 4.125%
HK$64,891
baseline
▲ 0.50% · 4.625%
HK$68,312
+HK$3,421/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,782/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,151
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,365
−HK$2,248/mo
Today · 4.125%
HK$75,613
baseline
▲ 0.50% · 4.625%
HK$80,214
+HK$4,601/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,226/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,155
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,278
−HK$2,154/mo
Today · 4.125%
HK$83,432
baseline
▲ 0.50% · 4.625%
HK$87,830
+HK$4,398/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,864/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,069 · Scale 2, in force from 26 Feb 2026)