LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,529
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,758
−HK$1,250/mo
Today · 4.125%
HK$42,008
baseline
▲ 0.50% · 4.625%
HK$44,564
+HK$2,556/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,016/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,975
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,155
−HK$1,196/mo
Today · 4.125%
HK$46,351
baseline
▲ 0.50% · 4.625%
HK$48,794
+HK$2,443/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,702/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,435
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$48,910
−HK$1,499/mo
Today · 4.125%
HK$50,409
baseline
▲ 0.50% · 4.625%
HK$53,476
+HK$3,067/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,818/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,770
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,186
−HK$1,435/mo
Today · 4.125%
HK$55,621
baseline
▲ 0.50% · 4.625%
HK$58,553
+HK$2,932/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,242/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,340
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,062
−HK$1,749/mo
Today · 4.125%
HK$58,811
baseline
▲ 0.50% · 4.625%
HK$62,389
+HK$3,578/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$117,622/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,565
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,217
−HK$1,675/mo
Today · 4.125%
HK$64,892
baseline
▲ 0.50% · 4.625%
HK$68,312
+HK$3,420/mo
Deposit HK$5.20M · loan HK$12.13M · min. income ≈ HK$129,784/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,152
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,365
−HK$2,249/mo
Today · 4.125%
HK$75,614
baseline
▲ 0.50% · 4.625%
HK$80,215
+HK$4,601/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,228/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,156
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$81,279
−HK$2,153/mo
Today · 4.125%
HK$83,432
baseline
▲ 0.50% · 4.625%
HK$87,830
+HK$4,398/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,864/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,072 · Scale 2, in force from 26 Feb 2026)