LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,530
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,760
−HK$1,249/mo
Today · 4.125%
HK$42,009
baseline
▲ 0.50% · 4.625%
HK$44,565
+HK$2,556/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,018/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,977
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,156
−HK$1,197/mo
Today · 4.125%
HK$46,353
baseline
▲ 0.50% · 4.625%
HK$48,796
+HK$2,443/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,706/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,436
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,911
−HK$1,500/mo
Today · 4.125%
HK$50,411
baseline
▲ 0.50% · 4.625%
HK$53,478
+HK$3,067/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,822/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,772
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,187
−HK$1,436/mo
Today · 4.125%
HK$55,623
baseline
▲ 0.50% · 4.625%
HK$58,555
+HK$2,932/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,246/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,342
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,063
−HK$1,749/mo
Today · 4.125%
HK$58,812
baseline
▲ 0.50% · 4.625%
HK$62,391
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,624/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,567
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,219
−HK$1,675/mo
Today · 4.125%
HK$64,894
baseline
▲ 0.50% · 4.625%
HK$68,314
+HK$3,420/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,788/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,154
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,367
−HK$2,249/mo
Today · 4.125%
HK$75,616
baseline
▲ 0.50% · 4.625%
HK$80,217
+HK$4,601/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,232/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,158
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,281
−HK$2,154/mo
Today · 4.125%
HK$83,435
baseline
▲ 0.50% · 4.625%
HK$87,833
+HK$4,398/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,870/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,091 · Scale 2, in force from 26 Feb 2026)