LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,531
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,760
−HK$1,250/mo
Today · 4.125%
HK$42,010
baseline
▲ 0.50% · 4.625%
HK$44,566
+HK$2,556/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,020/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,978
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,157
−HK$1,197/mo
Today · 4.125%
HK$46,354
baseline
▲ 0.50% · 4.625%
HK$48,797
+HK$2,443/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,708/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,437
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,913
−HK$1,499/mo
Today · 4.125%
HK$50,412
baseline
▲ 0.50% · 4.625%
HK$53,479
+HK$3,067/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,824/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,773
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,189
−HK$1,435/mo
Today · 4.125%
HK$55,624
baseline
▲ 0.50% · 4.625%
HK$58,556
+HK$2,932/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,248/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,343
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,065
−HK$1,749/mo
Today · 4.125%
HK$58,814
baseline
▲ 0.50% · 4.625%
HK$62,392
+HK$3,578/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,628/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,569
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,220
−HK$1,675/mo
Today · 4.125%
HK$64,895
baseline
▲ 0.50% · 4.625%
HK$68,316
+HK$3,421/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,790/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,155
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,369
−HK$2,249/mo
Today · 4.125%
HK$75,618
baseline
▲ 0.50% · 4.625%
HK$80,219
+HK$4,601/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,236/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,160
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,283
−HK$2,154/mo
Today · 4.125%
HK$83,437
baseline
▲ 0.50% · 4.625%
HK$87,835
+HK$4,398/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,874/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,105 · Scale 2, in force from 26 Feb 2026)