LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,532
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,762
−HK$1,249/mo
Today · 4.125%
HK$42,011
baseline
▲ 0.50% · 4.625%
HK$44,568
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,022/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,979
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,159
−HK$1,196/mo
Today · 4.125%
HK$46,355
baseline
▲ 0.50% · 4.625%
HK$48,799
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,710/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,439
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,914
−HK$1,500/mo
Today · 4.125%
HK$50,414
baseline
▲ 0.50% · 4.625%
HK$53,481
+HK$3,067/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,828/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,775
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,191
−HK$1,436/mo
Today · 4.125%
HK$55,627
baseline
▲ 0.50% · 4.625%
HK$58,559
+HK$2,932/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,254/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,345
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,067
−HK$1,749/mo
Today · 4.125%
HK$58,816
baseline
▲ 0.50% · 4.625%
HK$62,395
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,632/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,571
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,222
−HK$1,676/mo
Today · 4.125%
HK$64,898
baseline
▲ 0.50% · 4.625%
HK$68,318
+HK$3,420/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,796/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,158
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,372
−HK$2,249/mo
Today · 4.125%
HK$75,621
baseline
▲ 0.50% · 4.625%
HK$80,222
+HK$4,601/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,242/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,163
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,286
−HK$2,154/mo
Today · 4.125%
HK$83,440
baseline
▲ 0.50% · 4.625%
HK$87,838
+HK$4,398/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,880/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,131 · Scale 2, in force from 26 Feb 2026)