LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,533
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,762
−HK$1,250/mo
Today · 4.125%
HK$42,012
baseline
▲ 0.50% · 4.625%
HK$44,568
+HK$2,556/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,024/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,980
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,159
−HK$1,197/mo
Today · 4.125%
HK$46,356
baseline
▲ 0.50% · 4.625%
HK$48,799
+HK$2,443/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,712/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,439
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,915
−HK$1,499/mo
Today · 4.125%
HK$50,414
baseline
▲ 0.50% · 4.625%
HK$53,482
+HK$3,068/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$100,828/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,776
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,191
−HK$1,436/mo
Today · 4.125%
HK$55,627
baseline
▲ 0.50% · 4.625%
HK$58,559
+HK$2,932/mo
Deposit HK$6.93M · loan HK$10.40M · min. income ≈ HK$111,254/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$650,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,346
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,067
−HK$1,749/mo
Today · 4.125%
HK$58,816
baseline
▲ 0.50% · 4.625%
HK$62,395
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,632/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,572
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,223
−HK$1,675/mo
Today · 4.125%
HK$64,898
baseline
▲ 0.50% · 4.625%
HK$68,319
+HK$3,421/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,796/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,159
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,372
−HK$2,249/mo
Today · 4.125%
HK$75,621
baseline
▲ 0.50% · 4.625%
HK$80,222
+HK$4,601/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,242/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,163
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,287
−HK$2,153/mo
Today · 4.125%
HK$83,440
baseline
▲ 0.50% · 4.625%
HK$87,839
+HK$4,399/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,880/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,135 · Scale 2, in force from 26 Feb 2026)