LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,534
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,764
−HK$1,249/mo
Today · 4.125%
HK$42,013
baseline
▲ 0.50% · 4.625%
HK$44,570
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,026/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,981
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,161
−HK$1,197/mo
Today · 4.125%
HK$46,358
baseline
▲ 0.50% · 4.625%
HK$48,801
+HK$2,443/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,716/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,441
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,917
−HK$1,499/mo
Today · 4.125%
HK$50,416
baseline
▲ 0.50% · 4.625%
HK$53,484
+HK$3,068/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$100,832/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,778
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,193
−HK$1,436/mo
Today · 4.125%
HK$55,629
baseline
▲ 0.50% · 4.625%
HK$58,561
+HK$2,932/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$111,258/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,348
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,070
−HK$1,749/mo
Today · 4.125%
HK$58,819
baseline
▲ 0.50% · 4.625%
HK$62,398
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,638/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,574
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,225
−HK$1,676/mo
Today · 4.125%
HK$64,901
baseline
▲ 0.50% · 4.625%
HK$68,322
+HK$3,421/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,802/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,162
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$73,375
−HK$2,249/mo
Today · 4.125%
HK$75,624
baseline
▲ 0.50% · 4.625%
HK$80,226
+HK$4,602/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,248/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,167
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$81,290
−HK$2,154/mo
Today · 4.125%
HK$83,444
baseline
▲ 0.50% · 4.625%
HK$87,842
+HK$4,398/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,888/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,161 · Scale 2, in force from 26 Feb 2026)