LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,535
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,765
−HK$1,249/mo
Today · 4.125%
HK$42,014
baseline
▲ 0.50% · 4.625%
HK$44,571
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,028/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,982
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,162
−HK$1,197/mo
Today · 4.125%
HK$46,359
baseline
▲ 0.50% · 4.625%
HK$48,802
+HK$2,443/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,718/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,442
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,918
−HK$1,499/mo
Today · 4.125%
HK$50,417
baseline
▲ 0.50% · 4.625%
HK$53,485
+HK$3,068/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$100,834/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,779
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$54,194
−HK$1,436/mo
Today · 4.125%
HK$55,630
baseline
▲ 0.50% · 4.625%
HK$58,563
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$111,260/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,349
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,071
−HK$1,749/mo
Today · 4.125%
HK$58,820
baseline
▲ 0.50% · 4.625%
HK$62,399
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,640/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,575
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,227
−HK$1,675/mo
Today · 4.125%
HK$64,902
baseline
▲ 0.50% · 4.625%
HK$68,323
+HK$3,421/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,804/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,163
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,377
−HK$2,249/mo
Today · 4.125%
HK$75,626
baseline
▲ 0.50% · 4.625%
HK$80,227
+HK$4,601/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$151,252/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,168
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,292
−HK$2,154/mo
Today · 4.125%
HK$83,446
baseline
▲ 0.50% · 4.625%
HK$87,844
+HK$4,398/mo
Deposit HK$1.73M · loan HK$15.60M · min. income ≈ HK$166,892/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,176 · Scale 2, in force from 26 Feb 2026)