LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,539
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,768
−HK$1,250/mo
Today · 4.125%
HK$42,018
baseline
▲ 0.50% · 4.625%
HK$44,575
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,036/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,986
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,166
−HK$1,197/mo
Today · 4.125%
HK$46,363
baseline
▲ 0.50% · 4.625%
HK$48,806
+HK$2,443/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,726/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,446
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,922
−HK$1,500/mo
Today · 4.125%
HK$50,422
baseline
▲ 0.50% · 4.625%
HK$53,490
+HK$3,068/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$100,844/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,783
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,199
−HK$1,436/mo
Today · 4.125%
HK$55,635
baseline
▲ 0.50% · 4.625%
HK$58,568
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$111,270/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,354
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,076
−HK$1,749/mo
Today · 4.125%
HK$58,825
baseline
▲ 0.50% · 4.625%
HK$62,404
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,650/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,581
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,232
−HK$1,676/mo
Today · 4.125%
HK$64,908
baseline
▲ 0.50% · 4.625%
HK$68,329
+HK$3,421/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,816/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,169
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,383
−HK$2,249/mo
Today · 4.125%
HK$75,632
baseline
▲ 0.50% · 4.625%
HK$80,234
+HK$4,602/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,264/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,175
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,299
−HK$2,154/mo
Today · 4.125%
HK$83,453
baseline
▲ 0.50% · 4.625%
HK$87,852
+HK$4,399/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,906/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,232 · Scale 2, in force from 26 Feb 2026)