LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,540
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,770
−HK$1,249/mo
Today · 4.125%
HK$42,019
baseline
▲ 0.50% · 4.625%
HK$44,576
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,038/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,988
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,168
−HK$1,196/mo
Today · 4.125%
HK$46,364
baseline
▲ 0.50% · 4.625%
HK$48,808
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,728/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,448
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,924
−HK$1,499/mo
Today · 4.125%
HK$50,423
baseline
▲ 0.50% · 4.625%
HK$53,492
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$100,846/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,785
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,201
−HK$1,436/mo
Today · 4.125%
HK$55,637
baseline
▲ 0.50% · 4.625%
HK$58,570
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$111,274/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,356
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,078
−HK$1,749/mo
Today · 4.125%
HK$58,827
baseline
▲ 0.50% · 4.625%
HK$62,407
+HK$3,580/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,654/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,583
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,235
−HK$1,675/mo
Today · 4.125%
HK$64,910
baseline
▲ 0.50% · 4.625%
HK$68,332
+HK$3,422/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,820/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,172
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,386
−HK$2,249/mo
Today · 4.125%
HK$75,635
baseline
▲ 0.50% · 4.625%
HK$80,237
+HK$4,602/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,270/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,178
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,302
−HK$2,154/mo
Today · 4.125%
HK$83,456
baseline
▲ 0.50% · 4.625%
HK$87,855
+HK$4,399/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,912/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,256 · Scale 2, in force from 26 Feb 2026)