LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,540
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,770
−HK$1,250/mo
Today · 4.125%
HK$42,020
baseline
▲ 0.50% · 4.625%
HK$44,577
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,040/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,988
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,168
−HK$1,197/mo
Today · 4.125%
HK$46,365
baseline
▲ 0.50% · 4.625%
HK$48,809
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,730/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,448
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,924
−HK$1,500/mo
Today · 4.125%
HK$50,424
baseline
▲ 0.50% · 4.625%
HK$53,492
+HK$3,068/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$100,848/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,786
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,202
−HK$1,436/mo
Today · 4.125%
HK$55,638
baseline
▲ 0.50% · 4.625%
HK$58,571
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$111,276/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,357
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,078
−HK$1,750/mo
Today · 4.125%
HK$58,828
baseline
▲ 0.50% · 4.625%
HK$62,407
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,656/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,584
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,235
−HK$1,676/mo
Today · 4.125%
HK$64,911
baseline
▲ 0.50% · 4.625%
HK$68,332
+HK$3,421/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,822/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,173
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,387
−HK$2,249/mo
Today · 4.125%
HK$75,636
baseline
▲ 0.50% · 4.625%
HK$80,238
+HK$4,602/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,272/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,179
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,302
−HK$2,155/mo
Today · 4.125%
HK$83,457
baseline
▲ 0.50% · 4.625%
HK$87,856
+HK$4,399/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,914/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,263 · Scale 2, in force from 26 Feb 2026)