LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,542
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,772
−HK$1,249/mo
Today · 4.125%
HK$42,021
baseline
▲ 0.50% · 4.625%
HK$44,578
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,042/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,990
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$45,169
−HK$1,197/mo
Today · 4.125%
HK$46,366
baseline
▲ 0.50% · 4.625%
HK$48,810
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,732/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,450
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$48,926
−HK$1,499/mo
Today · 4.125%
HK$50,425
baseline
▲ 0.50% · 4.625%
HK$53,494
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$100,850/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,788
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,203
−HK$1,437/mo
Today · 4.125%
HK$55,640
baseline
▲ 0.50% · 4.625%
HK$58,572
+HK$2,932/mo
Deposit HK$6.94M · loan HK$10.40M · min. income ≈ HK$111,280/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,358
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,080
−HK$1,750/mo
Today · 4.125%
HK$58,830
baseline
▲ 0.50% · 4.625%
HK$62,409
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,660/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,586
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,237
−HK$1,676/mo
Today · 4.125%
HK$64,913
baseline
▲ 0.50% · 4.625%
HK$68,334
+HK$3,421/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,826/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,175
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$73,389
−HK$2,249/mo
Today · 4.125%
HK$75,638
baseline
▲ 0.50% · 4.625%
HK$80,241
+HK$4,603/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,276/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,181
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,305
−HK$2,154/mo
Today · 4.125%
HK$83,459
baseline
▲ 0.50% · 4.625%
HK$87,859
+HK$4,400/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,918/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,283 · Scale 2, in force from 26 Feb 2026)