LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,544
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,774
−HK$1,249/mo
Today · 4.125%
HK$42,023
baseline
▲ 0.50% · 4.625%
HK$44,580
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,046/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,992
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,172
−HK$1,197/mo
Today · 4.125%
HK$46,369
baseline
▲ 0.50% · 4.625%
HK$48,813
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,738/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,452
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,928
−HK$1,500/mo
Today · 4.125%
HK$50,428
baseline
▲ 0.50% · 4.625%
HK$53,496
+HK$3,068/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,856/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,790
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,206
−HK$1,436/mo
Today · 4.125%
HK$55,642
baseline
▲ 0.50% · 4.625%
HK$58,575
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,284/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,361
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,083
−HK$1,750/mo
Today · 4.125%
HK$58,833
baseline
▲ 0.50% · 4.625%
HK$62,412
+HK$3,579/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,666/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,589
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,240
−HK$1,676/mo
Today · 4.125%
HK$64,916
baseline
▲ 0.50% · 4.625%
HK$68,338
+HK$3,422/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,832/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,178
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,393
−HK$2,249/mo
Today · 4.125%
HK$75,642
baseline
▲ 0.50% · 4.625%
HK$80,245
+HK$4,603/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,284/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,315 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,185
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,309
−HK$2,154/mo
Today · 4.125%
HK$83,463
baseline
▲ 0.50% · 4.625%
HK$87,863
+HK$4,400/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,926/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,315 · Scale 2, in force from 26 Feb 2026)