LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,545
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,775
−HK$1,249/mo
Today · 4.125%
HK$42,024
baseline
▲ 0.50% · 4.625%
HK$44,581
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,048/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,993
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,173
−HK$1,197/mo
Today · 4.125%
HK$46,370
baseline
▲ 0.50% · 4.625%
HK$48,814
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,740/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,453
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,930
−HK$1,499/mo
Today · 4.125%
HK$50,429
baseline
▲ 0.50% · 4.625%
HK$53,498
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,858/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,792
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,207
−HK$1,437/mo
Today · 4.125%
HK$55,644
baseline
▲ 0.50% · 4.625%
HK$58,577
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,288/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,362
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,084
−HK$1,750/mo
Today · 4.125%
HK$58,834
baseline
▲ 0.50% · 4.625%
HK$62,414
+HK$3,580/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,668/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,590
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,242
−HK$1,676/mo
Today · 4.125%
HK$64,918
baseline
▲ 0.50% · 4.625%
HK$68,340
+HK$3,422/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,836/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,180
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,394
−HK$2,250/mo
Today · 4.125%
HK$75,644
baseline
▲ 0.50% · 4.625%
HK$80,247
+HK$4,603/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,288/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,187
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,311
−HK$2,154/mo
Today · 4.125%
HK$83,465
baseline
▲ 0.50% · 4.625%
HK$87,865
+HK$4,400/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,930/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,331 · Scale 2, in force from 26 Feb 2026)