LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,547
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,777
−HK$1,250/mo
Today · 4.125%
HK$42,027
baseline
▲ 0.50% · 4.625%
HK$44,584
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,054/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,996
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,176
−HK$1,197/mo
Today · 4.125%
HK$46,373
baseline
▲ 0.50% · 4.625%
HK$48,817
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,746/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,457
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,933
−HK$1,500/mo
Today · 4.125%
HK$50,433
baseline
▲ 0.50% · 4.625%
HK$53,501
+HK$3,068/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,866/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,795
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,211
−HK$1,436/mo
Today · 4.125%
HK$55,647
baseline
▲ 0.50% · 4.625%
HK$58,581
+HK$2,934/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,294/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,366
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,088
−HK$1,750/mo
Today · 4.125%
HK$58,838
baseline
▲ 0.50% · 4.625%
HK$62,418
+HK$3,580/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,676/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,594
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,246
−HK$1,676/mo
Today · 4.125%
HK$64,922
baseline
▲ 0.50% · 4.625%
HK$68,344
+HK$3,422/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,844/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,185
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,399
−HK$2,250/mo
Today · 4.125%
HK$75,649
baseline
▲ 0.50% · 4.625%
HK$80,252
+HK$4,603/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,298/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,193
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$81,317
−HK$2,154/mo
Today · 4.125%
HK$83,471
baseline
▲ 0.50% · 4.625%
HK$87,871
+HK$4,400/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,942/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,375 · Scale 2, in force from 26 Feb 2026)