LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,549
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,779
−HK$1,250/mo
Today · 4.125%
HK$42,029
baseline
▲ 0.50% · 4.625%
HK$44,586
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,058/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,998
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,178
−HK$1,197/mo
Today · 4.125%
HK$46,375
baseline
▲ 0.50% · 4.625%
HK$48,819
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,750/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,459
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,935
−HK$1,500/mo
Today · 4.125%
HK$50,435
baseline
▲ 0.50% · 4.625%
HK$53,504
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,870/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,797
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,213
−HK$1,437/mo
Today · 4.125%
HK$55,650
baseline
▲ 0.50% · 4.625%
HK$58,583
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,300/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,368
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,091
−HK$1,750/mo
Today · 4.125%
HK$58,841
baseline
▲ 0.50% · 4.625%
HK$62,421
+HK$3,580/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,682/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,597
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,249
−HK$1,676/mo
Today · 4.125%
HK$64,925
baseline
▲ 0.50% · 4.625%
HK$68,347
+HK$3,422/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,850/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,188
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,402
−HK$2,250/mo
Today · 4.125%
HK$75,652
baseline
▲ 0.50% · 4.625%
HK$80,255
+HK$4,603/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,304/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,196
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,320
−HK$2,155/mo
Today · 4.125%
HK$83,475
baseline
▲ 0.50% · 4.625%
HK$87,875
+HK$4,400/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,950/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,403 · Scale 2, in force from 26 Feb 2026)