LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,549
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,780
−HK$1,250/mo
Today · 4.125%
HK$42,030
baseline
▲ 0.50% · 4.625%
HK$44,587
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,060/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,998
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,178
−HK$1,197/mo
Today · 4.125%
HK$46,375
baseline
▲ 0.50% · 4.625%
HK$48,820
+HK$2,445/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,750/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,459
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,936
−HK$1,499/mo
Today · 4.125%
HK$50,435
baseline
▲ 0.50% · 4.625%
HK$53,504
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,870/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,798
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,214
−HK$1,437/mo
Today · 4.125%
HK$55,651
baseline
▲ 0.50% · 4.625%
HK$58,584
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,302/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,369
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,091
−HK$1,750/mo
Today · 4.125%
HK$58,841
baseline
▲ 0.50% · 4.625%
HK$62,422
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,682/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,598
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,250
−HK$1,676/mo
Today · 4.125%
HK$64,926
baseline
▲ 0.50% · 4.625%
HK$68,348
+HK$3,422/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,852/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,189
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,403
−HK$2,250/mo
Today · 4.125%
HK$75,653
baseline
▲ 0.50% · 4.625%
HK$80,256
+HK$4,603/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,306/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,197
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,321
−HK$2,155/mo
Today · 4.125%
HK$83,476
baseline
▲ 0.50% · 4.625%
HK$87,876
+HK$4,400/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,952/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,411 · Scale 2, in force from 26 Feb 2026)