LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,550
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,781
−HK$1,250/mo
Today · 4.125%
HK$42,031
baseline
▲ 0.50% · 4.625%
HK$44,588
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,062/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,999
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,179
−HK$1,198/mo
Today · 4.125%
HK$46,377
baseline
▲ 0.50% · 4.625%
HK$48,821
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,754/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,460
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,937
−HK$1,500/mo
Today · 4.125%
HK$50,437
baseline
▲ 0.50% · 4.625%
HK$53,506
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,874/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,799
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,215
−HK$1,437/mo
Today · 4.125%
HK$55,652
baseline
▲ 0.50% · 4.625%
HK$58,585
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,304/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,370
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,093
−HK$1,750/mo
Today · 4.125%
HK$58,843
baseline
▲ 0.50% · 4.625%
HK$62,423
+HK$3,580/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,686/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,599
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,251
−HK$1,676/mo
Today · 4.125%
HK$64,927
baseline
▲ 0.50% · 4.625%
HK$68,350
+HK$3,423/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,854/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,191
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,405
−HK$2,250/mo
Today · 4.125%
HK$75,655
baseline
▲ 0.50% · 4.625%
HK$80,258
+HK$4,603/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,310/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,199
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,323
−HK$2,155/mo
Today · 4.125%
HK$83,478
baseline
▲ 0.50% · 4.625%
HK$87,878
+HK$4,400/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,956/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,426 · Scale 2, in force from 26 Feb 2026)