LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,552
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,782
−HK$1,250/mo
Today · 4.125%
HK$42,032
baseline
▲ 0.50% · 4.625%
HK$44,589
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,064/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,001
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,181
−HK$1,197/mo
Today · 4.125%
HK$46,378
baseline
▲ 0.50% · 4.625%
HK$48,823
+HK$2,445/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,756/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,462
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,938
−HK$1,500/mo
Today · 4.125%
HK$50,438
baseline
▲ 0.50% · 4.625%
HK$53,507
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,876/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,801
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,217
−HK$1,437/mo
Today · 4.125%
HK$55,654
baseline
▲ 0.50% · 4.625%
HK$58,587
+HK$2,933/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,308/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,372
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,095
−HK$1,750/mo
Today · 4.125%
HK$58,845
baseline
▲ 0.50% · 4.625%
HK$62,425
+HK$3,580/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,690/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,601
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,253
−HK$1,676/mo
Today · 4.125%
HK$64,929
baseline
▲ 0.50% · 4.625%
HK$68,352
+HK$3,423/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,858/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,193
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,407
−HK$2,250/mo
Today · 4.125%
HK$75,657
baseline
▲ 0.50% · 4.625%
HK$80,261
+HK$4,604/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,314/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,201
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,326
−HK$2,154/mo
Today · 4.125%
HK$83,480
baseline
▲ 0.50% · 4.625%
HK$87,881
+HK$4,401/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,960/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,448 · Scale 2, in force from 26 Feb 2026)