LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,552
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,782
−HK$1,250/mo
Today · 4.125%
HK$42,032
baseline
▲ 0.50% · 4.625%
HK$44,590
+HK$2,558/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,064/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,001
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,181
−HK$1,198/mo
Today · 4.125%
HK$46,379
baseline
▲ 0.50% · 4.625%
HK$48,823
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,758/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,462
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,939
−HK$1,500/mo
Today · 4.125%
HK$50,439
baseline
▲ 0.50% · 4.625%
HK$53,508
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,878/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,802
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$54,218
−HK$1,436/mo
Today · 4.125%
HK$55,654
baseline
▲ 0.50% · 4.625%
HK$58,588
+HK$2,934/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,308/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,373
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,095
−HK$1,750/mo
Today · 4.125%
HK$58,845
baseline
▲ 0.50% · 4.625%
HK$62,426
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,690/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,602
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,254
−HK$1,676/mo
Today · 4.125%
HK$64,930
baseline
▲ 0.50% · 4.625%
HK$68,352
+HK$3,422/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,860/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,194
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,408
−HK$2,250/mo
Today · 4.125%
HK$75,658
baseline
▲ 0.50% · 4.625%
HK$80,262
+HK$4,604/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,316/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,202
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,326
−HK$2,155/mo
Today · 4.125%
HK$83,481
baseline
▲ 0.50% · 4.625%
HK$87,882
+HK$4,401/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,962/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$650,455 · Scale 2, in force from 26 Feb 2026)