LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,553
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,784
−HK$1,250/mo
Today · 4.125%
HK$42,034
baseline
▲ 0.50% · 4.625%
HK$44,591
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,068/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,003
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,183
−HK$1,197/mo
Today · 4.125%
HK$46,380
baseline
▲ 0.50% · 4.625%
HK$48,825
+HK$2,445/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,760/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,464
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,940
−HK$1,500/mo
Today · 4.125%
HK$50,440
baseline
▲ 0.50% · 4.625%
HK$53,509
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,880/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,803
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,219
−HK$1,437/mo
Today · 4.125%
HK$55,656
baseline
▲ 0.50% · 4.625%
HK$58,590
+HK$2,934/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,312/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,374
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,097
−HK$1,750/mo
Today · 4.125%
HK$58,847
baseline
▲ 0.50% · 4.625%
HK$62,428
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,694/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,604
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,256
−HK$1,676/mo
Today · 4.125%
HK$64,932
baseline
▲ 0.50% · 4.625%
HK$68,354
+HK$3,422/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,864/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,196
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$73,410
−HK$2,250/mo
Today · 4.125%
HK$75,660
baseline
▲ 0.50% · 4.625%
HK$80,264
+HK$4,604/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,320/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,205
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,329
−HK$2,155/mo
Today · 4.125%
HK$83,484
baseline
▲ 0.50% · 4.625%
HK$87,884
+HK$4,400/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,968/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,473 · Scale 2, in force from 26 Feb 2026)