LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,555
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,785
−HK$1,250/mo
Today · 4.125%
HK$42,035
baseline
▲ 0.50% · 4.625%
HK$44,593
+HK$2,558/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,070/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,004
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,184
−HK$1,198/mo
Today · 4.125%
HK$46,382
baseline
▲ 0.50% · 4.625%
HK$48,826
+HK$2,444/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,764/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,466
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$48,942
−HK$1,500/mo
Today · 4.125%
HK$50,442
baseline
▲ 0.50% · 4.625%
HK$53,511
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,884/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,805
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,221
−HK$1,437/mo
Today · 4.125%
HK$55,658
baseline
▲ 0.50% · 4.625%
HK$58,592
+HK$2,934/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,316/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,376
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,099
−HK$1,750/mo
Today · 4.125%
HK$58,849
baseline
▲ 0.50% · 4.625%
HK$62,430
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,698/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,606
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,258
−HK$1,676/mo
Today · 4.125%
HK$64,934
baseline
▲ 0.50% · 4.625%
HK$68,357
+HK$3,423/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,868/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,198
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,413
−HK$2,250/mo
Today · 4.125%
HK$75,663
baseline
▲ 0.50% · 4.625%
HK$80,267
+HK$4,604/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,326/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,207
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,332
−HK$2,155/mo
Today · 4.125%
HK$83,487
baseline
▲ 0.50% · 4.625%
HK$87,887
+HK$4,400/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,974/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,497 · Scale 2, in force from 26 Feb 2026)