LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,556
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,787
−HK$1,250/mo
Today · 4.125%
HK$42,037
baseline
▲ 0.50% · 4.625%
HK$44,595
+HK$2,558/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,074/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,006
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,186
−HK$1,197/mo
Today · 4.125%
HK$46,383
baseline
▲ 0.50% · 4.625%
HK$48,828
+HK$2,445/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,766/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,467
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,944
−HK$1,500/mo
Today · 4.125%
HK$50,444
baseline
▲ 0.50% · 4.625%
HK$53,513
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,888/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,807
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,223
−HK$1,437/mo
Today · 4.125%
HK$55,660
baseline
▲ 0.50% · 4.625%
HK$58,594
+HK$2,934/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,320/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,379
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,101
−HK$1,750/mo
Today · 4.125%
HK$58,851
baseline
▲ 0.50% · 4.625%
HK$62,432
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,702/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,608
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,261
−HK$1,676/mo
Today · 4.125%
HK$64,937
baseline
▲ 0.50% · 4.625%
HK$68,360
+HK$3,423/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,874/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,201
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,416
−HK$2,250/mo
Today · 4.125%
HK$75,666
baseline
▲ 0.50% · 4.625%
HK$80,270
+HK$4,604/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,332/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,211
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$81,335
−HK$2,155/mo
Today · 4.125%
HK$83,490
baseline
▲ 0.50% · 4.625%
HK$87,891
+HK$4,401/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,980/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,523 · Scale 2, in force from 26 Feb 2026)