LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,557
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,787
−HK$1,251/mo
Today · 4.125%
HK$42,038
baseline
▲ 0.50% · 4.625%
HK$44,595
+HK$2,557/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,076/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,007
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,187
−HK$1,197/mo
Today · 4.125%
HK$46,384
baseline
▲ 0.50% · 4.625%
HK$48,829
+HK$2,445/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,768/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,468
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,945
−HK$1,500/mo
Today · 4.125%
HK$50,445
baseline
▲ 0.50% · 4.625%
HK$53,515
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,890/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,808
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,224
−HK$1,437/mo
Today · 4.125%
HK$55,661
baseline
▲ 0.50% · 4.625%
HK$58,595
+HK$2,934/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,322/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,380
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,102
−HK$1,751/mo
Today · 4.125%
HK$58,853
baseline
▲ 0.50% · 4.625%
HK$62,434
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,706/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,609
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,262
−HK$1,676/mo
Today · 4.125%
HK$64,938
baseline
▲ 0.50% · 4.625%
HK$68,361
+HK$3,423/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,876/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,203
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,417
−HK$2,251/mo
Today · 4.125%
HK$75,668
baseline
▲ 0.50% · 4.625%
HK$80,272
+HK$4,604/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,336/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,212
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,337
−HK$2,155/mo
Today · 4.125%
HK$83,492
baseline
▲ 0.50% · 4.625%
HK$87,893
+HK$4,401/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,984/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,535 · Scale 2, in force from 26 Feb 2026)