LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,557
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,788
−HK$1,250/mo
Today · 4.125%
HK$42,038
baseline
▲ 0.50% · 4.625%
HK$44,596
+HK$2,558/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,076/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,007
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,187
−HK$1,198/mo
Today · 4.125%
HK$46,385
baseline
▲ 0.50% · 4.625%
HK$48,830
+HK$2,445/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,770/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,469
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,945
−HK$1,501/mo
Today · 4.125%
HK$50,446
baseline
▲ 0.50% · 4.625%
HK$53,515
+HK$3,069/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,892/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,809
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,225
−HK$1,437/mo
Today · 4.125%
HK$55,662
baseline
▲ 0.50% · 4.625%
HK$58,596
+HK$2,934/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,324/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,380
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,103
−HK$1,750/mo
Today · 4.125%
HK$58,853
baseline
▲ 0.50% · 4.625%
HK$62,434
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,706/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,610
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,262
−HK$1,677/mo
Today · 4.125%
HK$64,939
baseline
▲ 0.50% · 4.625%
HK$68,362
+HK$3,423/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,878/mo (50% DSR)
Upfront cash ≈ HK$5.85M (deposit + AVD stamp duty HK$650,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,203
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,418
−HK$2,250/mo
Today · 4.125%
HK$75,668
baseline
▲ 0.50% · 4.625%
HK$80,273
+HK$4,605/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,336/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,213
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,337
−HK$2,156/mo
Today · 4.125%
HK$83,493
baseline
▲ 0.50% · 4.625%
HK$87,894
+HK$4,401/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,986/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,542 · Scale 2, in force from 26 Feb 2026)