LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,559
−HK$2,480/mo
▼ 0.25% · 3.875%
HK$40,789
−HK$1,250/mo
Today · 4.125%
HK$42,039
baseline
▲ 0.50% · 4.625%
HK$44,597
+HK$2,558/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,078/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,009
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,189
−HK$1,197/mo
Today · 4.125%
HK$46,386
baseline
▲ 0.50% · 4.625%
HK$48,831
+HK$2,445/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,772/mo (50% DSR)
Upfront cash ≈ HK$9.32M (deposit + AVD stamp duty HK$650,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,470
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,947
−HK$1,500/mo
Today · 4.125%
HK$50,447
baseline
▲ 0.50% · 4.625%
HK$53,517
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,894/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,810
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,227
−HK$1,436/mo
Today · 4.125%
HK$55,663
baseline
▲ 0.50% · 4.625%
HK$58,598
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,326/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,382
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,105
−HK$1,750/mo
Today · 4.125%
HK$58,855
baseline
▲ 0.50% · 4.625%
HK$62,436
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,710/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,612
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,264
−HK$1,677/mo
Today · 4.125%
HK$64,941
baseline
▲ 0.50% · 4.625%
HK$68,364
+HK$3,423/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,882/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,205
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,420
−HK$2,251/mo
Today · 4.125%
HK$75,671
baseline
▲ 0.50% · 4.625%
HK$80,275
+HK$4,604/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,342/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,215
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,340
−HK$2,155/mo
Today · 4.125%
HK$83,495
baseline
▲ 0.50% · 4.625%
HK$87,896
+HK$4,401/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,990/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,562 · Scale 2, in force from 26 Feb 2026)