LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,560
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,791
−HK$1,250/mo
Today · 4.125%
HK$42,041
baseline
▲ 0.50% · 4.625%
HK$44,599
+HK$2,558/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,082/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,011
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$45,191
−HK$1,197/mo
Today · 4.125%
HK$46,388
baseline
▲ 0.50% · 4.625%
HK$48,833
+HK$2,445/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,776/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,472
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,949
−HK$1,500/mo
Today · 4.125%
HK$50,449
baseline
▲ 0.50% · 4.625%
HK$53,519
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,898/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,813
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,229
−HK$1,437/mo
Today · 4.125%
HK$55,666
baseline
▲ 0.50% · 4.625%
HK$58,600
+HK$2,934/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,332/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,385
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,107
−HK$1,751/mo
Today · 4.125%
HK$58,858
baseline
▲ 0.50% · 4.625%
HK$62,439
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,716/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,615
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,267
−HK$1,677/mo
Today · 4.125%
HK$64,944
baseline
▲ 0.50% · 4.625%
HK$68,367
+HK$3,423/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,888/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,209
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,424
−HK$2,250/mo
Today · 4.125%
HK$75,674
baseline
▲ 0.50% · 4.625%
HK$80,279
+HK$4,605/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,348/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,219
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,344
−HK$2,155/mo
Today · 4.125%
HK$83,499
baseline
▲ 0.50% · 4.625%
HK$87,900
+HK$4,401/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$166,998/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,591 · Scale 2, in force from 26 Feb 2026)