LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,561
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,792
−HK$1,250/mo
Today · 4.125%
HK$42,042
baseline
▲ 0.50% · 4.625%
HK$44,600
+HK$2,558/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$84,084/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,011
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,192
−HK$1,197/mo
Today · 4.125%
HK$46,389
baseline
▲ 0.50% · 4.625%
HK$48,834
+HK$2,445/mo
Deposit HK$8.67M · loan HK$8.67M · min. income ≈ HK$92,778/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,473
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,950
−HK$1,500/mo
Today · 4.125%
HK$50,450
baseline
▲ 0.50% · 4.625%
HK$53,520
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,900/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,813
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,230
−HK$1,437/mo
Today · 4.125%
HK$55,667
baseline
▲ 0.50% · 4.625%
HK$58,601
+HK$2,934/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,334/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,385
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,108
−HK$1,751/mo
Today · 4.125%
HK$58,859
baseline
▲ 0.50% · 4.625%
HK$62,440
+HK$3,581/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$117,718/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,616
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,268
−HK$1,677/mo
Today · 4.125%
HK$64,945
baseline
▲ 0.50% · 4.625%
HK$68,368
+HK$3,423/mo
Deposit HK$5.20M · loan HK$12.14M · min. income ≈ HK$129,890/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,210
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$73,425
−HK$2,250/mo
Today · 4.125%
HK$75,675
baseline
▲ 0.50% · 4.625%
HK$80,280
+HK$4,605/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$151,350/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,220
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,345
−HK$2,155/mo
Today · 4.125%
HK$83,500
baseline
▲ 0.50% · 4.625%
HK$87,902
+HK$4,402/mo
Deposit HK$1.73M · loan HK$15.61M · min. income ≈ HK$167,000/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,602 · Scale 2, in force from 26 Feb 2026)