LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,563
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,794
−HK$1,250/mo
Today · 4.125%
HK$42,044
baseline
▲ 0.50% · 4.625%
HK$44,602
+HK$2,558/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,088/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,013
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,194
−HK$1,197/mo
Today · 4.125%
HK$46,391
baseline
▲ 0.50% · 4.625%
HK$48,837
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,782/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,475
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,952
−HK$1,501/mo
Today · 4.125%
HK$50,453
baseline
▲ 0.50% · 4.625%
HK$53,523
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,906/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,816
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,232
−HK$1,437/mo
Today · 4.125%
HK$55,669
baseline
▲ 0.50% · 4.625%
HK$58,604
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,338/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,388
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,111
−HK$1,750/mo
Today · 4.125%
HK$58,861
baseline
▲ 0.50% · 4.625%
HK$62,443
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,722/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,619
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,271
−HK$1,677/mo
Today · 4.125%
HK$64,948
baseline
▲ 0.50% · 4.625%
HK$68,371
+HK$3,423/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,896/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,213
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,428
−HK$2,251/mo
Today · 4.125%
HK$75,679
baseline
▲ 0.50% · 4.625%
HK$80,284
+HK$4,605/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,358/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,224
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$81,349
−HK$2,155/mo
Today · 4.125%
HK$83,504
baseline
▲ 0.50% · 4.625%
HK$87,906
+HK$4,402/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,008/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,633 · Scale 2, in force from 26 Feb 2026)