LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,567
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,798
−HK$1,250/mo
Today · 4.125%
HK$42,048
baseline
▲ 0.50% · 4.625%
HK$44,607
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,096/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,018
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,199
−HK$1,197/mo
Today · 4.125%
HK$46,396
baseline
▲ 0.50% · 4.625%
HK$48,842
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,792/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,481
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,957
−HK$1,501/mo
Today · 4.125%
HK$50,458
baseline
▲ 0.50% · 4.625%
HK$53,528
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,916/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,822
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,238
−HK$1,437/mo
Today · 4.125%
HK$55,675
baseline
▲ 0.50% · 4.625%
HK$58,610
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,350/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,394
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,117
−HK$1,751/mo
Today · 4.125%
HK$58,868
baseline
▲ 0.50% · 4.625%
HK$62,450
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,736/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,625
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,278
−HK$1,677/mo
Today · 4.125%
HK$64,955
baseline
▲ 0.50% · 4.625%
HK$68,379
+HK$3,424/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,910/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,221
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,436
−HK$2,251/mo
Today · 4.125%
HK$75,687
baseline
▲ 0.50% · 4.625%
HK$80,292
+HK$4,605/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,374/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,232
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,357
−HK$2,156/mo
Today · 4.125%
HK$83,513
baseline
▲ 0.50% · 4.625%
HK$87,915
+HK$4,402/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,026/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,702 · Scale 2, in force from 26 Feb 2026)