LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,568
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,799
−HK$1,250/mo
Today · 4.125%
HK$42,049
baseline
▲ 0.50% · 4.625%
HK$44,608
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,098/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,019
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,199
−HK$1,198/mo
Today · 4.125%
HK$46,397
baseline
▲ 0.50% · 4.625%
HK$48,843
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,794/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,481
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,958
−HK$1,501/mo
Today · 4.125%
HK$50,459
baseline
▲ 0.50% · 4.625%
HK$53,529
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,918/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,823
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$54,239
−HK$1,437/mo
Today · 4.125%
HK$55,676
baseline
▲ 0.50% · 4.625%
HK$58,611
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,352/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,395
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,118
−HK$1,751/mo
Today · 4.125%
HK$58,869
baseline
▲ 0.50% · 4.625%
HK$62,451
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,738/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,626
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,279
−HK$1,677/mo
Today · 4.125%
HK$64,956
baseline
▲ 0.50% · 4.625%
HK$68,380
+HK$3,424/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,912/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,222
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,438
−HK$2,250/mo
Today · 4.125%
HK$75,688
baseline
▲ 0.50% · 4.625%
HK$80,294
+HK$4,606/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,376/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,234
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,359
−HK$2,156/mo
Today · 4.125%
HK$83,515
baseline
▲ 0.50% · 4.625%
HK$87,917
+HK$4,402/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,030/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,714 · Scale 2, in force from 26 Feb 2026)