LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,568
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,799
−HK$1,251/mo
Today · 4.125%
HK$42,050
baseline
▲ 0.50% · 4.625%
HK$44,608
+HK$2,558/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,100/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,019
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,200
−HK$1,198/mo
Today · 4.125%
HK$46,398
baseline
▲ 0.50% · 4.625%
HK$48,843
+HK$2,445/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,796/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,482
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,959
−HK$1,500/mo
Today · 4.125%
HK$50,459
baseline
▲ 0.50% · 4.625%
HK$53,530
+HK$3,071/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,918/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,823
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,240
−HK$1,437/mo
Today · 4.125%
HK$55,677
baseline
▲ 0.50% · 4.625%
HK$58,612
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,354/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,396
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,119
−HK$1,750/mo
Today · 4.125%
HK$58,869
baseline
▲ 0.50% · 4.625%
HK$62,451
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,738/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,627
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,280
−HK$1,677/mo
Today · 4.125%
HK$64,957
baseline
▲ 0.50% · 4.625%
HK$68,380
+HK$3,423/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,914/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,223
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,438
−HK$2,251/mo
Today · 4.125%
HK$75,689
baseline
▲ 0.50% · 4.625%
HK$80,295
+HK$4,606/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,378/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,235
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,360
−HK$2,156/mo
Today · 4.125%
HK$83,516
baseline
▲ 0.50% · 4.625%
HK$87,918
+HK$4,402/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,032/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,721 · Scale 2, in force from 26 Feb 2026)