LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,569
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,800
−HK$1,250/mo
Today · 4.125%
HK$42,050
baseline
▲ 0.50% · 4.625%
HK$44,609
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,100/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,020
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,201
−HK$1,197/mo
Today · 4.125%
HK$46,398
baseline
▲ 0.50% · 4.625%
HK$48,844
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,796/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,483
−HK$2,977/mo
▼ 0.25% · 3.875%
HK$48,960
−HK$1,500/mo
Today · 4.125%
HK$50,460
baseline
▲ 0.50% · 4.625%
HK$53,531
+HK$3,071/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,920/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,824
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,241
−HK$1,437/mo
Today · 4.125%
HK$55,678
baseline
▲ 0.50% · 4.625%
HK$58,613
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,356/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,396
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,120
−HK$1,750/mo
Today · 4.125%
HK$58,870
baseline
▲ 0.50% · 4.625%
HK$62,452
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,740/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,628
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,281
−HK$1,677/mo
Today · 4.125%
HK$64,958
baseline
▲ 0.50% · 4.625%
HK$68,382
+HK$3,424/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,916/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,224
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$73,439
−HK$2,251/mo
Today · 4.125%
HK$75,690
baseline
▲ 0.50% · 4.625%
HK$80,296
+HK$4,606/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,380/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,236
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,361
−HK$2,156/mo
Today · 4.125%
HK$83,517
baseline
▲ 0.50% · 4.625%
HK$87,919
+HK$4,402/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,034/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,731 · Scale 2, in force from 26 Feb 2026)