LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,570
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,801
−HK$1,250/mo
Today · 4.125%
HK$42,051
baseline
▲ 0.50% · 4.625%
HK$44,610
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,102/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,021
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,202
−HK$1,198/mo
Today · 4.125%
HK$46,400
baseline
▲ 0.50% · 4.625%
HK$48,845
+HK$2,445/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,800/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,484
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,961
−HK$1,501/mo
Today · 4.125%
HK$50,462
baseline
▲ 0.50% · 4.625%
HK$53,532
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,924/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,826
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,242
−HK$1,438/mo
Today · 4.125%
HK$55,680
baseline
▲ 0.50% · 4.625%
HK$58,615
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,360/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,398
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,121
−HK$1,751/mo
Today · 4.125%
HK$58,872
baseline
▲ 0.50% · 4.625%
HK$62,454
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,744/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,630
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,283
−HK$1,676/mo
Today · 4.125%
HK$64,959
baseline
▲ 0.50% · 4.625%
HK$68,384
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,918/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,226
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,442
−HK$2,251/mo
Today · 4.125%
HK$75,693
baseline
▲ 0.50% · 4.625%
HK$80,298
+HK$4,605/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,386/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,238
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,363
−HK$2,156/mo
Today · 4.125%
HK$83,519
baseline
▲ 0.50% · 4.625%
HK$87,922
+HK$4,403/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,038/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,751 · Scale 2, in force from 26 Feb 2026)