LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,571
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,802
−HK$1,250/mo
Today · 4.125%
HK$42,052
baseline
▲ 0.50% · 4.625%
HK$44,611
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,104/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,022
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,203
−HK$1,197/mo
Today · 4.125%
HK$46,400
baseline
▲ 0.50% · 4.625%
HK$48,846
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,800/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,485
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,962
−HK$1,501/mo
Today · 4.125%
HK$50,463
baseline
▲ 0.50% · 4.625%
HK$53,533
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,926/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,826
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,243
−HK$1,437/mo
Today · 4.125%
HK$55,680
baseline
▲ 0.50% · 4.625%
HK$58,615
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,360/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,399
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,122
−HK$1,751/mo
Today · 4.125%
HK$58,873
baseline
▲ 0.50% · 4.625%
HK$62,455
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,746/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,631
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,284
−HK$1,677/mo
Today · 4.125%
HK$64,961
baseline
▲ 0.50% · 4.625%
HK$68,385
+HK$3,424/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,922/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,227
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,443
−HK$2,251/mo
Today · 4.125%
HK$75,694
baseline
▲ 0.50% · 4.625%
HK$80,300
+HK$4,606/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,388/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,240
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,365
−HK$2,156/mo
Today · 4.125%
HK$83,521
baseline
▲ 0.50% · 4.625%
HK$87,923
+HK$4,402/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,042/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,762 · Scale 2, in force from 26 Feb 2026)