LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,572
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,803
−HK$1,251/mo
Today · 4.125%
HK$42,054
baseline
▲ 0.50% · 4.625%
HK$44,613
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,108/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,024
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,205
−HK$1,197/mo
Today · 4.125%
HK$46,402
baseline
▲ 0.50% · 4.625%
HK$48,848
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,804/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,487
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,964
−HK$1,501/mo
Today · 4.125%
HK$50,465
baseline
▲ 0.50% · 4.625%
HK$53,535
+HK$3,070/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,930/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,829
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,245
−HK$1,438/mo
Today · 4.125%
HK$55,683
baseline
▲ 0.50% · 4.625%
HK$58,618
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,366/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,401
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,125
−HK$1,750/mo
Today · 4.125%
HK$58,875
baseline
▲ 0.50% · 4.625%
HK$62,458
+HK$3,583/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,750/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,633
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,286
−HK$1,677/mo
Today · 4.125%
HK$64,963
baseline
▲ 0.50% · 4.625%
HK$68,387
+HK$3,424/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,926/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,230
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,446
−HK$2,251/mo
Today · 4.125%
HK$75,697
baseline
▲ 0.50% · 4.625%
HK$80,303
+HK$4,606/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,394/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,243
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$81,368
−HK$2,156/mo
Today · 4.125%
HK$83,524
baseline
▲ 0.50% · 4.625%
HK$87,927
+HK$4,403/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,048/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,788 · Scale 2, in force from 26 Feb 2026)