LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,575
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,806
−HK$1,250/mo
Today · 4.125%
HK$42,056
baseline
▲ 0.50% · 4.625%
HK$44,615
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,112/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,026
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,207
−HK$1,198/mo
Today · 4.125%
HK$46,405
baseline
▲ 0.50% · 4.625%
HK$48,851
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,810/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,489
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,967
−HK$1,500/mo
Today · 4.125%
HK$50,467
baseline
▲ 0.50% · 4.625%
HK$53,538
+HK$3,071/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,934/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,832
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,248
−HK$1,438/mo
Today · 4.125%
HK$55,686
baseline
▲ 0.50% · 4.625%
HK$58,621
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,372/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,404
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,128
−HK$1,751/mo
Today · 4.125%
HK$58,879
baseline
▲ 0.50% · 4.625%
HK$62,461
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,758/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,637
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,290
−HK$1,677/mo
Today · 4.125%
HK$64,967
baseline
▲ 0.50% · 4.625%
HK$68,391
+HK$3,424/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,934/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,234
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,450
−HK$2,251/mo
Today · 4.125%
HK$75,701
baseline
▲ 0.50% · 4.625%
HK$80,307
+HK$4,606/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,402/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,247
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,373
−HK$2,156/mo
Today · 4.125%
HK$83,529
baseline
▲ 0.50% · 4.625%
HK$87,932
+HK$4,403/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,058/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,824 · Scale 2, in force from 26 Feb 2026)