LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,576
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,807
−HK$1,251/mo
Today · 4.125%
HK$42,058
baseline
▲ 0.50% · 4.625%
HK$44,617
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,116/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,028
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$45,209
−HK$1,197/mo
Today · 4.125%
HK$46,406
baseline
▲ 0.50% · 4.625%
HK$48,853
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,812/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,491
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,968
−HK$1,501/mo
Today · 4.125%
HK$50,469
baseline
▲ 0.50% · 4.625%
HK$53,540
+HK$3,071/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,938/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,833
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,250
−HK$1,438/mo
Today · 4.125%
HK$55,688
baseline
▲ 0.50% · 4.625%
HK$58,623
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,376/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,406
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,130
−HK$1,751/mo
Today · 4.125%
HK$58,881
baseline
▲ 0.50% · 4.625%
HK$62,463
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,762/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,639
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,292
−HK$1,677/mo
Today · 4.125%
HK$64,969
baseline
▲ 0.50% · 4.625%
HK$68,394
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,938/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,237
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,452
−HK$2,252/mo
Today · 4.125%
HK$75,704
baseline
▲ 0.50% · 4.625%
HK$80,310
+HK$4,606/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,408/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,250
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,375
−HK$2,157/mo
Today · 4.125%
HK$83,532
baseline
▲ 0.50% · 4.625%
HK$87,935
+HK$4,403/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,064/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,846 · Scale 2, in force from 26 Feb 2026)