LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,577
−HK$2,481/mo
▼ 0.25% · 3.875%
HK$40,808
−HK$1,250/mo
Today · 4.125%
HK$42,058
baseline
▲ 0.50% · 4.625%
HK$44,617
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,116/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,028
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,209
−HK$1,198/mo
Today · 4.125%
HK$46,407
baseline
▲ 0.50% · 4.625%
HK$48,853
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,814/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,492
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,969
−HK$1,501/mo
Today · 4.125%
HK$50,470
baseline
▲ 0.50% · 4.625%
HK$53,541
+HK$3,071/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,940/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,834
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,251
−HK$1,438/mo
Today · 4.125%
HK$55,689
baseline
▲ 0.50% · 4.625%
HK$58,624
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,378/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,407
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,131
−HK$1,751/mo
Today · 4.125%
HK$58,882
baseline
▲ 0.50% · 4.625%
HK$62,464
+HK$3,582/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,764/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,640
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,293
−HK$1,677/mo
Today · 4.125%
HK$64,970
baseline
▲ 0.50% · 4.625%
HK$68,395
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,940/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,238
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,454
−HK$2,251/mo
Today · 4.125%
HK$75,705
baseline
▲ 0.50% · 4.625%
HK$80,311
+HK$4,606/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,410/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,251
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,377
−HK$2,156/mo
Today · 4.125%
HK$83,533
baseline
▲ 0.50% · 4.625%
HK$87,936
+HK$4,403/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,066/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,857 · Scale 2, in force from 26 Feb 2026)