LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,577
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,808
−HK$1,251/mo
Today · 4.125%
HK$42,059
baseline
▲ 0.50% · 4.625%
HK$44,618
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,118/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,029
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,210
−HK$1,198/mo
Today · 4.125%
HK$46,408
baseline
▲ 0.50% · 4.625%
HK$48,854
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,816/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,492
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,970
−HK$1,500/mo
Today · 4.125%
HK$50,470
baseline
▲ 0.50% · 4.625%
HK$53,541
+HK$3,071/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,940/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,835
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,252
−HK$1,437/mo
Today · 4.125%
HK$55,689
baseline
▲ 0.50% · 4.625%
HK$58,625
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,378/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,408
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,131
−HK$1,751/mo
Today · 4.125%
HK$58,882
baseline
▲ 0.50% · 4.625%
HK$62,465
+HK$3,583/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,764/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,640
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,294
−HK$1,677/mo
Today · 4.125%
HK$64,971
baseline
▲ 0.50% · 4.625%
HK$68,395
+HK$3,424/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,942/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,238
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,454
−HK$2,252/mo
Today · 4.125%
HK$75,706
baseline
▲ 0.50% · 4.625%
HK$80,312
+HK$4,606/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,412/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,252
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,377
−HK$2,157/mo
Today · 4.125%
HK$83,534
baseline
▲ 0.50% · 4.625%
HK$87,937
+HK$4,403/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,068/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,863 · Scale 2, in force from 26 Feb 2026)