LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,580
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,811
−HK$1,251/mo
Today · 4.125%
HK$42,062
baseline
▲ 0.50% · 4.625%
HK$44,621
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,124/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,032
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,213
−HK$1,198/mo
Today · 4.125%
HK$46,411
baseline
▲ 0.50% · 4.625%
HK$48,857
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,822/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,496
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,973
−HK$1,501/mo
Today · 4.125%
HK$50,474
baseline
▲ 0.50% · 4.625%
HK$53,545
+HK$3,071/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,948/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,839
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$54,256
−HK$1,437/mo
Today · 4.125%
HK$55,693
baseline
▲ 0.50% · 4.625%
HK$58,629
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,386/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,412
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,135
−HK$1,752/mo
Today · 4.125%
HK$58,887
baseline
▲ 0.50% · 4.625%
HK$62,470
+HK$3,583/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,774/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,645
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,298
−HK$1,678/mo
Today · 4.125%
HK$64,976
baseline
▲ 0.50% · 4.625%
HK$68,400
+HK$3,424/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,952/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,244
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,460
−HK$2,251/mo
Today · 4.125%
HK$75,711
baseline
▲ 0.50% · 4.625%
HK$80,318
+HK$4,607/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,422/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,258
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,384
−HK$2,156/mo
Today · 4.125%
HK$83,540
baseline
▲ 0.50% · 4.625%
HK$87,943
+HK$4,403/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,080/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,911 · Scale 2, in force from 26 Feb 2026)