LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,580
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,812
−HK$1,250/mo
Today · 4.125%
HK$42,062
baseline
▲ 0.50% · 4.625%
HK$44,622
+HK$2,560/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,124/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,033
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,214
−HK$1,198/mo
Today · 4.125%
HK$46,412
baseline
▲ 0.50% · 4.625%
HK$48,858
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,824/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,496
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,974
−HK$1,501/mo
Today · 4.125%
HK$50,475
baseline
▲ 0.50% · 4.625%
HK$53,546
+HK$3,071/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,950/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,839
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,256
−HK$1,438/mo
Today · 4.125%
HK$55,694
baseline
▲ 0.50% · 4.625%
HK$58,630
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,388/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,412
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,136
−HK$1,751/mo
Today · 4.125%
HK$58,887
baseline
▲ 0.50% · 4.625%
HK$62,470
+HK$3,583/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,774/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,646
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,299
−HK$1,677/mo
Today · 4.125%
HK$64,976
baseline
▲ 0.50% · 4.625%
HK$68,401
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,952/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,245
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$73,461
−HK$2,251/mo
Today · 4.125%
HK$75,712
baseline
▲ 0.50% · 4.625%
HK$80,319
+HK$4,607/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,424/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,259
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,385
−HK$2,156/mo
Today · 4.125%
HK$83,541
baseline
▲ 0.50% · 4.625%
HK$87,945
+HK$4,404/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,082/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,920 · Scale 2, in force from 26 Feb 2026)