LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,581
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,812
−HK$1,251/mo
Today · 4.125%
HK$42,063
baseline
▲ 0.50% · 4.625%
HK$44,622
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,126/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,033
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,214
−HK$1,198/mo
Today · 4.125%
HK$46,412
baseline
▲ 0.50% · 4.625%
HK$48,859
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,824/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,497
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,974
−HK$1,501/mo
Today · 4.125%
HK$50,475
baseline
▲ 0.50% · 4.625%
HK$53,547
+HK$3,072/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$100,950/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,840
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,257
−HK$1,438/mo
Today · 4.125%
HK$55,695
baseline
▲ 0.50% · 4.625%
HK$58,630
+HK$2,935/mo
Deposit HK$6.94M · loan HK$10.41M · min. income ≈ HK$111,390/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,413
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,137
−HK$1,751/mo
Today · 4.125%
HK$58,888
baseline
▲ 0.50% · 4.625%
HK$62,471
+HK$3,583/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,776/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,646
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,300
−HK$1,677/mo
Today · 4.125%
HK$64,977
baseline
▲ 0.50% · 4.625%
HK$68,402
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,954/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,245
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,462
−HK$2,251/mo
Today · 4.125%
HK$75,713
baseline
▲ 0.50% · 4.625%
HK$80,320
+HK$4,607/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,426/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,260
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,385
−HK$2,157/mo
Today · 4.125%
HK$83,542
baseline
▲ 0.50% · 4.625%
HK$87,946
+HK$4,404/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,084/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,927 · Scale 2, in force from 26 Feb 2026)