LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,582
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,814
−HK$1,251/mo
Today · 4.125%
HK$42,065
baseline
▲ 0.50% · 4.625%
HK$44,624
+HK$2,559/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,130/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,035
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,216
−HK$1,198/mo
Today · 4.125%
HK$46,414
baseline
▲ 0.50% · 4.625%
HK$48,861
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,828/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,499
−HK$2,979/mo
▼ 0.25% · 3.875%
HK$48,976
−HK$1,502/mo
Today · 4.125%
HK$50,478
baseline
▲ 0.50% · 4.625%
HK$53,549
+HK$3,071/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$100,956/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,842
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,259
−HK$1,438/mo
Today · 4.125%
HK$55,697
baseline
▲ 0.50% · 4.625%
HK$58,633
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$111,394/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,415
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,139
−HK$1,751/mo
Today · 4.125%
HK$58,890
baseline
▲ 0.50% · 4.625%
HK$62,474
+HK$3,584/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,780/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,649
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,302
−HK$1,678/mo
Today · 4.125%
HK$64,980
baseline
▲ 0.50% · 4.625%
HK$68,405
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,960/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,248
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,465
−HK$2,251/mo
Today · 4.125%
HK$75,716
baseline
▲ 0.50% · 4.625%
HK$80,323
+HK$4,607/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,432/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,954 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,263
−HK$4,282/mo
▼ 0.25% · 3.875%
HK$81,389
−HK$2,156/mo
Today · 4.125%
HK$83,545
baseline
▲ 0.50% · 4.625%
HK$87,949
+HK$4,404/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,090/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,954 · Scale 2, in force from 26 Feb 2026)