LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,583
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,814
−HK$1,251/mo
Today · 4.125%
HK$42,065
baseline
▲ 0.50% · 4.625%
HK$44,625
+HK$2,560/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,130/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,036
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,217
−HK$1,198/mo
Today · 4.125%
HK$46,415
baseline
▲ 0.50% · 4.625%
HK$48,861
+HK$2,446/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,830/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,500
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,977
−HK$1,501/mo
Today · 4.125%
HK$50,478
baseline
▲ 0.50% · 4.625%
HK$53,550
+HK$3,072/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$100,956/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,843
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,260
−HK$1,438/mo
Today · 4.125%
HK$55,698
baseline
▲ 0.50% · 4.625%
HK$58,634
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$111,396/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,416
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,140
−HK$1,751/mo
Today · 4.125%
HK$58,891
baseline
▲ 0.50% · 4.625%
HK$62,475
+HK$3,584/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,782/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,650
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,303
−HK$1,678/mo
Today · 4.125%
HK$64,981
baseline
▲ 0.50% · 4.625%
HK$68,406
+HK$3,425/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,962/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,249
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,466
−HK$2,251/mo
Today · 4.125%
HK$75,717
baseline
▲ 0.50% · 4.625%
HK$80,325
+HK$4,608/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,434/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,264
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,390
−HK$2,157/mo
Today · 4.125%
HK$83,547
baseline
▲ 0.50% · 4.625%
HK$87,951
+HK$4,404/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,094/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,964 · Scale 2, in force from 26 Feb 2026)