LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,584
−HK$2,482/mo
▼ 0.25% · 3.875%
HK$40,815
−HK$1,251/mo
Today · 4.125%
HK$42,066
baseline
▲ 0.50% · 4.625%
HK$44,626
+HK$2,560/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$84,132/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,037
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$45,218
−HK$1,198/mo
Today · 4.125%
HK$46,416
baseline
▲ 0.50% · 4.625%
HK$48,863
+HK$2,447/mo
Deposit HK$8.68M · loan HK$8.68M · min. income ≈ HK$92,832/mo (50% DSR)
Upfront cash ≈ HK$9.33M (deposit + AVD stamp duty HK$650,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,501
−HK$2,978/mo
▼ 0.25% · 3.875%
HK$48,978
−HK$1,501/mo
Today · 4.125%
HK$50,479
baseline
▲ 0.50% · 4.625%
HK$53,551
+HK$3,072/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$100,958/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,844
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$54,261
−HK$1,438/mo
Today · 4.125%
HK$55,699
baseline
▲ 0.50% · 4.625%
HK$58,635
+HK$2,936/mo
Deposit HK$6.94M · loan HK$10.42M · min. income ≈ HK$111,398/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$650,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,418
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,141
−HK$1,752/mo
Today · 4.125%
HK$58,893
baseline
▲ 0.50% · 4.625%
HK$62,476
+HK$3,583/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,786/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,651
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,305
−HK$1,677/mo
Today · 4.125%
HK$64,982
baseline
▲ 0.50% · 4.625%
HK$68,408
+HK$3,426/mo
Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$129,964/mo (50% DSR)
Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$650,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,251
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$73,467
−HK$2,252/mo
Today · 4.125%
HK$75,719
baseline
▲ 0.50% · 4.625%
HK$80,327
+HK$4,608/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$151,438/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,266
−HK$4,283/mo
▼ 0.25% · 3.875%
HK$81,392
−HK$2,157/mo
Today · 4.125%
HK$83,549
baseline
▲ 0.50% · 4.625%
HK$87,953
+HK$4,404/mo
Deposit HK$1.74M · loan HK$15.62M · min. income ≈ HK$167,098/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$650,979 · Scale 2, in force from 26 Feb 2026)